money4dentists asks whether your private medical insurance provides the right cover for you
Illness and disease can happen to anyone at any time, and when it does your critical illness cover and income protection will only subsidise you during your time off work, not help you medically – that’s where private medical insurance (PMI) comes in.
Health insurance is there to ensure that if you need medical treatment you’ll be covered for private care, whether that’s the bill in its entirety or a portion of it. It can help to minimise waiting times for treatment, ensure a faster diagnosis and generally grants you more flexibility and choice in terms of the preferred facility and appointment time.
There are many different policies to choose from, however, as well as exclusions to take into consideration so you should always take care when choosing PMI.
If you need help deciding which cover would be best for you, money4dentists can help you to choose a policy based on your individual circumstances. With over half a century of experience between them, the team of independent financial advisers (IFAs) is well equipped to find the most suitable insurance that best protects you.